Finances in a Time of Crisis (From the Archive)
I originally published this blog article in 2020 when a lot of people were struggling with the ramifications of governments telling people who could and couldn’t work. That may not be a current problem but there are still many people who are struggling to make ends meet each month. If you’re one of those people, I’ve revived the tips below for you.
Streamlining Your Budget for Clarity and Savings
An organized budget gives you control over your money and peace of mind. When I get stressed about things outside of my control, I review and adjust my budget because it’s something that’s under my complete control, and it gives me a sense of power over the outcome. It’s like decluttering a chaotic room—every choice you make can lead to a calmer result. Whether you’re tackling credit card debt, student loans, or saving for the future, a streamlined budget is the first step to achieve your goals. Get started today and enjoy the clarity that comes with a clutter-free budget.
Taming Your Financial Clutter
Financial clutter can be just as overwhelming as an overflowing closet. Unfortunately, because discussing finances is often seen as taboo, many people were never taught how to manage their finances in an organized and clutter-free way. Having clear financial systems is important because it empowers individuals to take control of their money.
Reduce Your Accounts
There are advertisements all around us touting the benefits of using this or that credit card or bank account to earn points, get rewards, earn airline miles, get a sign-up bonus, etc. But have you ever wondered if you are really getting something for nothing? I have adjusted my use of these cards and gained some surprising insights to share with you.
How Organizing Can Help With Rising Interest and High Payments
Do you know that organizing and having a plan could help you deal with rising interest rates? These seven steps will help you better manage debt payments!
Do You Have Beneficiaries on All of Your Accounts?
If you die or become incapacitated, will the right people have access to your accounts? This article will clarify the types of accounts that can and should have designated beneficiaries and what steps to take.
Death by a Thousand Subscriptions
Have you tallied up your subscription payments? I recently did and found that I was spending hundreds of dollars on monthly or annual software subscriptions. Here are 8 steps I used to simplify and save some money without sacrificing.
9 Tips for Saving Money on Gas
Whether you’re feeling pain at the pump, struggling to put gas in your car, or just want to be more conscientious about your fuel use, implementing these 9 easy tips can really add up over time and help ease the burden of high gas prices.
The Practice Of Organizing
When we learn new things we expect to practice in order to be good. Why wouldn’t that be the case with organization, too?
Ditch The Big Goals
We’re at the end of January. Have you given up on your goals and resolutions yet? You have, haven’t you? Me too. Maybe that’s ok.
Making Use of Accountability
Using outside accountability is a great strategy for those of us who struggle to do things when the only one expecting the change is us.
Finances in a Time of Crisis
If you have experienced a significant decrease in or elimination of your employment and are freaking out about how or if you can pay the bills, I’d like to offer some tips. Times might be tough, but there are steps you can take now to improve the situation. There are things you can control and ways that you can move to a more stable financial position.
No-Cost Organizing Tips
We’re 7 weeks into the stay-at-home order in my state. In my last blog I talked about being ok with not getting stuff done during this difficult time.
Now, for a lot of people the fog seems to finally be lifting. Maybe it’s the sporadic, sunny spring weather here in New England that’s helping us feel ready to move forward in this new reality.